Pacific Street works alongside founders, product teams, and engineers, answering legal questions at the pace products are built. We have served as product counsel to companies launching products in evolving regulatory environments. We review and advise on user flows and customer experience, draft terms of service, disclosures, and consent language, and translate laws and regulatory rules into practical advice and product logic builders can implement. We can join from day one, step in for a specific launch, or provide ongoing counsel as your product evolves.

What we do

Product Feasibility & Launch Readiness

Legal viability of proposed products and features, launch requirements, regulatory risks, and resolving legal obstacles before release.

User Flows & Customer Experience

Review of onboarding, user flows, screens, and customer communications to confirm the experience meets disclosure, consent, consumer protection, and regulatory requirements.

Terms of Service, Disclosures & Consents

Terms of service, user and customer agreements, disclosures, consent language, and privacy policies, drafted to match how the product actually works.

Product Design & Legal Architecture

Translation of laws, regulatory rules, and commercial requirements into product functionality, workflows, and operational controls.

Multi-State Product Analysis

Federal and state requirements, including 50-state surveys, to determine where a product can launch and what changes, restrictions, or approvals each jurisdiction requires.

Commercial Partnerships & Infrastructure

Bank and financial institution partnerships, platform and infrastructure agreements, and other third-party arrangements a product depends on.

Embedded & Ongoing Product Counsel

Day-to-day counsel to founders, product managers, and engineers as features are added and companies expand into new markets.

Frequently asked questions

What does product counsel mean?

Product counsel as a service means we work directly with the team building your product, answering questions like: Can we launch this? What rules apply? What needs to change before we ship? We work alongside your team throughout development, not just at launch, so legal issues surface while there’s still time to make decisions.

Can you work directly with our product and engineering teams during product development?

Yes. We translate laws, regulations, and network rules into specifications, workflows, and controls engineers can implement. That might mean deciding who can access a feature, what disclosures must appear, or how a transaction must be structured. Where the law is uncertain, we explain the risks and help you weigh practical options.

When should we bring in product counsel?

Ideally at the start, since legal requirements can shape functionality, user experience, partners, and where you can launch. Early involvement avoids expensive redesigns and late surprises. We can also step into a build already underway and stay involved after launch as you add features, enter new markets, or respond to regulatory changes.

Can you draft our product’s terms of service and disclosures?

Yes. We draft terms of service, user agreements, disclosures, and consent language. We also review how they appear in the actual user experience, not just on paper.

What if the law doesn’t clearly address our product?

That’s common for the companies we work with. We analyze the relevant laws, guidance, and enforcement history to identify available approaches and their risks. Then we work with your team on product structures and compliance approaches that offer a workable path forward.

How will you work with our team?

At the pace of your product team. We join product meetings and work in Slack, Telegram, or whatever channels you already use, answering questions as they come up. The goal is to be part of your workflow, not another approval step.

What does Pacific Street charge for product counsel?

Most product counsel work is flat-fee, including product reviews, regulatory analyses, and launch support. Where the scope is less predictable, we work hourly against an upfront budget. Either way, you know the cost before we start, so you can bring legal support in early without worrying about surprise bills.

Product Counsel