Regulatory & Financial Services Attorney (Contract/Flexible)

About Pacific Street Law

Pacific Street Law is building the next generation of legal services. We combine exceptional attorneys, cutting-edge technology, and a new approach to delivering sophisticated legal work faster, more efficiently, and at transparent, predictable prices.

We advise startups, emerging growth companies, and established businesses on complex regulatory, financial services, commercial, and strategic matters.

At the center of our model is Pacific Street Systems, our legal technology company, which develops proprietary AI tools and workflows alongside our attorneys. Together, we're rethinking how legal work is performed and what clients should expect from their law firm.

The Opportunity

We are seeking an exceptional regulatory and financial services attorney to work on sophisticated matters involving consumer financial services, fintech, lending, payments, and emerging financial products.

This is a hands-on legal role. You'll analyze regulatory questions, draft legal advice, review financial products and agreements, and help businesses navigate complex federal and state requirements. You'll work directly with experienced attorneys and take meaningful responsibility for substantive client work.

This is a flexible, part-time contract engagement, ideal for an attorney with other professional commitments, an independent practice, or an interest in greater control over their schedule. Work is structured on a project-by-project or agreed-upon hours basis, with opportunities to expand your role as the practice grows.

Who You Are

You're a talented regulatory lawyer with excellent analytical instincts, strong drafting skills, and experience applying financial services laws to real products and business decisions. You may have trained at a leading law firm, worked at the CFPB or another financial regulator, or advised financial institutions and fintech companies in-house.

You enjoy tackling difficult legal questions, identifying the provisions that matter, and producing precise, practical advice. You're resourceful, detail-oriented, and comfortable owning assignments from initial research through final work product.

You've integrated AI into your legal practice and are excited to push its capabilities further, working with legal engineers to develop tools and workflows that improve sophisticated regulatory work.

Qualifications

• J.D. and active membership in good standing in at least one U.S. jurisdiction.
• Approximately 2–5 years of relevant experience at a leading law firm, financial regulatory agency, financial institution, or fintech company.
• Experience applying federal or state consumer financial services laws to specific legal and business questions.
• Familiarity with TILA/Regulation Z, EFTA/Regulation E, FCRA, UDAAP, state lending and licensing laws, or related regulatory requirements.
• Exceptional legal research, analysis, and drafting skills, including the ability to produce client-ready work product.
• Experience using advanced AI tools for legal research, analysis, and drafting, with an interest in developing more sophisticated applications.
• Experience with consumer lending, earned wage access, payments, bank-fintech partnerships, state licensing, or CFPB supervision and enforcement is particularly valuable.

What You'll Do

• Analyze financial products: Evaluate lending, payments, earned wage access, credit, and other products under applicable federal and state laws.
• Deliver regulatory advice: Research complex legal questions and prepare memoranda, regulatory assessments, and practical client recommendations.
• Review agreements and disclosures: Analyze product terms, consumer disclosures, and commercial agreements for regulatory issues.
• Support regulatory matters: Assist with licensing, regulatory inquiries, examinations, and enforcement-related matters.
• Advise on product implementation: Help clients identify legal requirements and practical solutions for launches and ongoing operations.
• Advance AI-enabled legal practice: Collaborate with legal engineers to develop proprietary tools and workflows for regulatory research, analysis, and compliance work.

Why Pacific Street Law

• True flexibility. Choose engagements that fit your schedule and interests, without a minimum hours commitment.
• Substantive work. Take meaningful responsibility for sophisticated regulatory matters, working directly with experienced attorneys.
• Less bureaucracy. Focus on excellent legal work without unnecessary internal processes.
• Technology-forward practice. Access proprietary tools and help shape how AI supports sophisticated regulatory work.
• Room to grow. Expand your role as our regulatory and financial services practice grows.

Engagement & Compensation

• Flexible, part-time contract engagement on a project-by-project or agreed-upon hours basis.
• Competitive compensation based on experience and engagement structure.
• Remote work or in-person collaboration in Tribeca.
• Opportunities for recurring engagements and long-term collaboration.